I just got insurance for my yet to fly 14A and the value is set at the highest they would insure which is $175K and my zero deductible was as $1075, just about the same amount I paid for my 7A. The insurance company is Global Aero which is A+ rated. This was $600 a year cheaper than some other companies (without mentioning names here)I had got quotes for.
So shopping around is definitely worth the time
N825SM RV7A - IO360M1B - SOLD
N825MS RV14A - IO390 - Flying