While Garmin provides free updates, they?re only free to Garmin dealers, who are free to charge you whatever they feel like. There have been one or two individuals who somehow came to possess the update software, and let others use it for a nominal fee. But otherwise, you?re stuck going to a dealer. It?s a free market, shop around. If you?ve done a lot of business with a local dealer, he may do it for free. I found one who charged $125, but was willing to take $75 cash.